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This chapter outlines the conditions under which accounting-based smoothing can be beneficial for policyholders who hold with-profit or participating payout life annuities (PLAs). We use a realistically-calibrated model of PLAs to explore how alternative accounting techniques influence policyholder welfare as well as insurer profitability and stability. We find that accounting smoothing of participating life annuities is favorable to consumers and insurers, as it mitigates the impact of short-term volatility and enhances the utility of these long-term annuity contracts.
This paper investigates whether exchanging the Social Security delayed retirement credit, currently paid as an increase in lifetime annuity benefits, for a lump sum would induce later claiming and additional work. We show that people would voluntarily claim about half a year later if the lump sum were paid for claiming any time after the Early Retirement Age, and about two-thirds of a year later if the lump sum were paid only for those claiming after their Full Retirement Age. Overall, people will work one-third to one-half of the additional months, compared to the status quo. Those who would currently claim at the youngest ages are likely to be most responsive to the offer of a lump sum benefit.
The paper discusses an additional reform proposal for enhancing Social Security solvency which reframes the existing debate in a different light. In our research, we focus on incentives to prolong working years and to delay benefits claiming as a way of sustaining Social Security. Specifically, we analyze how the offer of a budget-neutral, actuarially fair lump sum payment - instead of the current delayed retirement credit – would encourage people to delay claiming their OASI benefits and work longer. The results of our research will be useful for policymakers, namely in (1) measuring who would delay claiming benefits if offered a lump sum instead of higher annuity payments, (2) examining how long they would wait, and (3) how much longer, if at all, they would continue working in the interim.
Introduction: The effects of manipulated dental occlusion on body posture has been investigated quite often and discussed controversially in the literature. Far less attention has been paid to the influence of dental occlusion position on human movement. If human movement was analysed, it was mostly while walking and not while running. This study was therefore designed to identify the effect of lower jaw positions on running behaviour according to different dental occlusion positions.
Methods: Twenty healthy young recreational runners (mean age = 33.9±5.8 years) participated in this study. Kinematic data were collected using an eight-camera Vicon motion capture system (VICON Motion Systems, Oxford, UK). Subjects were consecutively prepared with four different dental occlusion conditions in random order and performed five running trials per test condition on a level walkway with their preferred running shoes. Vector based pattern recognition methods, in particular cluster analysis and support vector machines (SVM) were used for movement pattern identification.
Results: Subjects exhibited unique movement patterns leading to 18 clusters for the 20 subjects. No overall classification of the splint condition could be observed. Within individual subjects different running patterns could be identified for the four splint conditions. The splint conditions lead to a more symmetrical running pattern than the control condition.
Discussion: The influence of an occlusal splint on running pattern can be confirmed in this study. Wearing a splint increases the symmetry of the running pattern. A more symmetrical running pattern might help to reduce the risk of injuries or help in performance. The change of the movement pattern between the neutral condition and any of the three splint conditions was significant within subjects but not across subjects. Therefore the dental splint has a measureable influence on the running pattern of subjects, however subjects individuality has to be considered when choosing the optimal splint condition for a specific subject.
Diabetes-assoziierte Fußulzerationen (diabetic foot ulcerations, DFU) repräsentieren eine schwerwiegende klinische Komplikation der Wundheilung. Bislang sind pharmakologische Behandlungsansätze diabetischer Wundheilungsstörung unzureichend und limitiert. Der Erkenntnismangel der zugrundeliegenden zellulären und molekularen Mechanismen gestörter Wundheilung ergänzt die unzufrieden stellende klinische Situation. In den vergangenen Jahren sind vermehrt zelluläre Wundverbände in den klinischen Fokus gerückt. Sie ermöglichen eine individuelle, dynamische Wundbehandlung und haben in den ersten klinischen Studien vielversprechende Ergebnisse gezeigt.
In der vorliegenden Arbeit ist ein zellulärer Wundverband der Firma Boehringer Ingelheim genutzt worden, um die Wundheilung in diabetischen db/db-Tieren zu analysieren. Der Wundverband (BAWD; biological active wound dressing) besteht aus humanen Keratinozyten, die auf einer Hyaluronsäure-haltigen Matrix kultiviert werden.
Nach topischer Anwendung der lebenden Wundauflage war eine Interaktion humaner Keratinozyten mit murinem Wundgewebe zu beobachten. Die gestörte diabetische Wundheilung in der db/db-Maus war nach BAWD-Behandlung in einem um 30 % verbesserten Wundverschluss und dem Aufbau qualitativ neuen Gewebes deutlich verbessert.
Aufgrund der unverändert hohen Expression von Zyto- und Chemokinen in der frühen und späten Heilungsphase wurde eine Dämpfung der Immunantwort ausgeschlossen. Vielmehr war eine BAWD-vermittelte differenzielle Immunzellverteilung festzuhalten. Zudem zeigten Whole-Genom-Sequenzanalysen eine BAWD-induzierte Expression von Genen auf, die regenerative M2-ähnliche M[Phi] charakterisieren.
Außerdem scheint die BAWD-Anwendung nach Auswertung immunhistochemischer Daten und über die signifikant erhöhte CD29-, CD44- und Sca1-mRNA-Expression die Rekrutierung heilungsfördernder MSCs zu begünstigen, denen ein potentiell anti-entzündlicher Charakter zugesprochen wird.
In dieser Arbeit konnte zudem ein neuer Regelkreis kutaner Wundheilung beschrieben werden, der auf Basis der Expression muskelspezifischer Faktoren und der transienten Ausbildung kontraktiler Elemente in der Wunde normal heilender Tiere beruht, die bislang nicht beschrieben wurden. Interessanterweise induzierte eine BAWD-Anwendung die Expression muskelspezifischer Gene und Proteine in der Wundheilung diabetischer Tiere. Möglicherweise stellt die Ausbildung kontraktiler Elemente neben der Differenzierung von Fibroblasten zu Myofibroblasten eine ergänzende Komponente für einen beschleunigten Wundverschluss dar. Diese Befunde eröffnen neue Möglichkeiten zu Verständnis und Therapie diabetischer gestörter Wundheilung im humanen Organismus.
Biodiversity is unevenly distributed on Earth. Highly diverse biotas are particularly expected in mountain systems, because altitudinal zonation provides a number of habitat alternatives, which could lead to lower extinction rates during climatic changes. Nevertheless, the impact of environmental changes on plant diversification (especially for sub-alpine taxa) in the course of mountain orogenesis remains poorly understood. This is also true for the highest and largest plateau on Earth, the Qinghai-Tibetan Plateau (QTP) and its surrounding areas.In this doctoral thesis, I investigated the impact of environmental changes on plant diversification and the floristic exchange between the QTP region and biodiversity hotspots of Southeast Asia as well as other parts of the world by using the sub-alpine genera Agapetes and Vaccinium (Vaccinieae, Ericaceae) as well as Tripterospermum (Gentianinae, Gentianaceae) as model systems. Furthermore, I examined the role of niche evolution and conservatism in a changing environment over time, and detected possible beneficial morphological traits of plants in the surroundings of the QTP by investigating subtropical Gentianinae (Crawfurdia, Kuepferia, Metagentiana, Sinogentiana, and Tripterospermum; Gentianaceae).
Bei der hier anzuzeigenden Monographie handelt es sich um die Habilitationsschrift von St. F. P(fahl), mit der er 2011 im Fach Alte Geschichte unter besonderer Berücksichtigung der historischen Hilfswissenschaften an der Heinrich-Heine Universität Düsseldorf habilitiert wurde. Die Dissertation und die weiteren Veröffentlichungen weisen den Autor als provinzialrömischen Archäologen aus...
Der im Folgenden anzuzeigende Band ist aus der Tagung „Oratory and Politics in the Roman Republic“ hervorgegangen, die im September 2010 in Oxford veranstaltet wurde. Die Herausgeberinnen stellen in der „Introduction“ (1-7) heraus, dass man politische Reden zwar bislang durchaus untersucht, die Wirkung derselben aber eher vernachlässigt habe. Diesem Aspekt ist der Band gewidmet (2). Ferner stünden diesmal nicht Ciceros Reden im Zentrum der folgenden Artikel. Statt dessen habe man sich bewusst auf die weniger gut belegten orationes anderer Politiker konzentriert. Ein wichtiges, aber kaum überraschendes Ergebnis wird bereits hier verkündet: Zwar habe der römische Redner mit seinem Vortrag politischen Einfluss ausüben wollen, doch sei der Effekt einer Rede nicht immer vorhersehbar gewesen (2). Ein weiteres Resultat erstaunt ebenso wenig: Die Rhetorik habe in der politischen Karriere der römischen Politiker zum Teil ganz unterschiedlichen Zielen gedient. Cicero erscheine dabei in mehrfacher Hinsicht als Ausnahme, „both in his near-exclusive dependence on oratory to fuel his public career, and in the choices he makes about how to use oratory. […] and he exploited to an exceptionally high degree the possibility of preserving his oratory in textual form“ (3). Mit anderen Worten, die Sonderstellung Ciceros als erfolgreicher Redner wird erneut betont. Kurze Zusammenfassungen der insgesamt 19 Beiträge schließen die Einführung ab (4-6). Letzteres macht eine kurze Besprechung sämtlicher Artikel obsolet. Statt dessen sollen im Folgenden einzelne Studien detaillierter besprochen werden...
Eine Monographie zur Geschichte der römischen Provinz Germania Superior existiert bislang nicht, wenngleich zahlreiche Artikel, Einzelstudien und auch Bücher sich mit einzelnen Aspekten oder der Provinz insgesamt beschäftigen. Insofern kann man dem Klappentext des hier besprochenen Buches von M. K(lee) durchaus zustimmen, dass es sich um eine „längst überfällige“ Studie handelt, wobei zugleich ein „neuer Blick“ auf die „Gründung und Entwicklung“ der Provinz versprochen wird...
Rezension zu: Alison E. Cooley, The Cambridge Manual of Latin Epigraphy (Cambridge u.a. 2012)
(2015)
Background: Due to the large amount of data produced by advanced microscopy, automated image analysis is crucial in modern biology. Most applications require reliable cell nuclei segmentation. However, in many biological specimens cell nuclei are densely packed and appear to touch one another in the images. Therefore, a major difficulty of three-dimensional cell nuclei segmentation is the decomposition of cell nuclei that apparently touch each other. Current methods are highly adapted to a certain biological specimen or a specific microscope. They do not ensure similarly accurate segmentation performance, i.e. their robustness for different datasets is not guaranteed. Hence, these methods require elaborate adjustments to each dataset.
Results: We present an advanced three-dimensional cell nuclei segmentation algorithm that is accurate and robust. Our approach combines local adaptive pre-processing with decomposition based on Lines-of-Sight (LoS) to separate apparently touching cell nuclei into approximately convex parts. We demonstrate the superior performance of our algorithm using data from different specimens recorded with different microscopes. The three-dimensional images were recorded with confocal and light sheet-based fluorescence microscopes. The specimens are an early mouse embryo and two different cellular spheroids. We compared the segmentation accuracy of our algorithm with ground truth data for the test images and results from state-of-the-art methods. The analysis shows that our method is accurate throughout all test datasets (mean F-measure: 91%) whereas the other methods each failed for at least one dataset (F-measure≤69%). Furthermore, nuclei volume measurements are improved for LoS decomposition. The state-of-the-art methods required laborious adjustments of parameter values to achieve these results. Our LoS algorithm did not require parameter value adjustments. The accurate performance was achieved with one fixed set of parameter values.
Conclusion: We developed a novel and fully automated three-dimensional cell nuclei segmentation method incorporating LoS decomposition. LoS are easily accessible features that ensure correct splitting of apparently touching cell nuclei independent of their shape, size or intensity. Our method showed superior performance compared to state-of-the-art methods, performing accurately for a variety of test images. Hence, our LoS approach can be readily applied to quantitative evaluation in drug testing, developmental and cell biology.
The standard view suggests that removing barriers to entry and improving judicial enforcement reduces informality and boosts investment and growth. However, a general equilibrium approach shows that this conclusion may hold to a lesser extent in countries with a constrained supply of funds because of, for example, a more concentrated banking sector or lower financial openness. When the formal sector grows larger in those countries, more entrepreneurs become creditworthy, but the higher pressure on the credit market limits further capital accumulation. We show empirical evidence consistent with these predictions.
After the mass-vaccination campaign during the influenza A (H1N1) 2009 pandemic, a significant increase in narcolepsy incidence was observed initially in Scandinavia, later in other European countries and recently also in Canada. Narcolepsy is a sleep disease caused by the loss of hypocretin-producing cells in the hypothalamus. Almost all narcolepsy patients carry the HLA-DQB1*0602 allele, giving a link to an autoimmune-mediated process.
Most of the observed narcolepsy cases were correlated to the vaccination with Pandemrix, the most frequently used vaccine in the EU, and a slight connection to Arepanrix was also detected, which was distributed in Canada. Both vaccines were adjuvanted with AS03, suggesting a possible link between AS03 and narcolepsy. No narcolepsy cases were detected with MF59-adjuvanted or non-adjuvanted influenza vaccines. Recent studies reported differences between Pandemrix and Arepanrix and suggested the vaccine rather than the adjuvant as a suspect for narcolepsy development following vaccination. In addition, in China an increase of narcolepsy cases was reported to occur in absence of vaccination. Possible factors and potential additive effects that may have triggered narcolepsy after the pandemic vaccination are being reviewed in this paper.
Adorno und die Kabbala
(2015)
Im neunten Band der Reihe geht Ansgar Martins kabbalistischen Spuren in der Philosophie Theodor W. Adornos (1903–1969) nach. Der Frankfurter Gesellschaftskritiker griff im Rahmen seines radikalen materialistischen Projekts gleichwohl auch auf "theologische" Deutungsfiguren zurück. Vermittelt durch den gemeinsamen Freund Walter Benjamin (1892–1940) stieß Adorno dabei auf das Werk des Kabbala-Forschers Gershom Scholem (1897–1982). Zwischen Frankfurt und Jerusalem entwickelte sich eine lebenslange Korrespondenz.
Für Adorno erscheint vor dem Hintergrund lückenloser kapitalistischer Vergesellschaftung jede religiöse Sinngebung in der Moderne als unmöglich. Der Tradition der jüdischen Mystik schreibt er hingegen eine innere Affinität zu dieser hoffnungslosen Logik des "Verfalls" zu. Sie scheint ihm zur unumgänglichen Säkularisierung religiöser Gehalte aufzufordern. Adornos kabbalistische Marginalien beziehen einen breiten Horizont jüdisch-messianischer Ideen ein. Er verleugnet dabei nie, dass es ihm um eine sehr diesseite Verwirklichung geoffenbarter Heilsversprechen zu tun ist: Transzendenz sei als erfüllte Immanenz, als verwirklichte Utopie zu denken. In diesem Anliegen sieht Adorno selbst jedoch gerade seine Übereinstimmung mit der Kabbala.
Adornos kabbalistische Motive, die auf Scholems Forschungen zurückgehen, werden hier ausführlich an seinen Schriften und Vorlesungen untersucht. In seinem Verständnis der philosophischen Tradition sowie im Modell der Metaphysischen Erfahrung suchte er etwa explizit Anschluss an Deutungen der Kabbala: Das unerreichbare Urbild der Philosophie sei die Interpretation der geoffenbarten Schrift. Wie säkularisierte heilige Texte wurden Werke von Beethoven, Goethe, Kafka oder Schönberg so zum Anlass für "mystische" Interpretationen. Deren detaillierte Untersuchung erlaubt, das viel beschworene jüdische Erbe von Adornos Philosophie zu konkretisieren und bedenkenswerte Einzelheiten von der Negativen Dialektik zur Ästhetik in den Blick zu nehmen.
Incidence rates of clinically significant tinnitus: 10-year trend from a cohort study in England
(2015)
Objective: To investigate the incidence of tinnitus that burdens the health service in England.
Design: This was an observational study of 4.7 million residents of England under 85 years of age who were at risk for developing clinically significant tinnitus (sigT). SigT was defined by a discharge from hospital with a primary diagnosis of tinnitus, or a primary care recording of tinnitus with subsequent related medical follow-up within 28 days. The database used was the Clinical Practice Research Datalink and individual records were linked to additional data from the Hospital Episode Statistics. The observational period was from January 1, 2002 to December 31, 2011. Age-, gender-, and calendar year-specific incidence rates for and cumulative incidences of sigT were estimated and a projection of new cases of sigT between 2012 and 2021 was performed.
Results: There were 14,303 incident cases of sigT identified among 26.5 million person-years of observation. The incidence rate was 5.4 new cases of sigT per 10,000 person-years (95% confidence interval: 5.3 to 5.5). The incidence rate did not depend on gender but increased with age, peaking at 11.4 per 10,000 in the age group 60 to 69 years. The annual incidence rate of sigT increased from 4.5 per 10,000 person-years in 2002 to 6.6 per 10,000 person-years in 2011. The 10-year cumulative incidence of sigT was 58.4 cases (95% confidence interval: 57.4 to 59.4) per 10,000 residents. Nearly 324,000 new cases of sigT are expected to occur in England between 2012 and 2021.
Conclusions: Tinnitus presents a burden to the health care system that has been rising in recent years. Population-based studies provide crucial underpinning evidence; highlighting the need for further research to address issues around effective diagnosis and clinical management of this heterogeneous condition.