PIN/TAN AS AUTHENTICATION PROCEDURE FOR ONLINE BANKING HAS CERTAIN LOOPHOLES. THUS, WE HAVE DESIGNED AND IMPLEMENTED A SYSTEM THAT USES THE DIGITIZED HANDWRITTEN SIGNATURE AS AUTHENTICATION METHOD TO OVERCOME THOSE PROBLEMS.
IN THIS ARTICLE A FRAMEWORK FOR DERIVING SOURCING DECISIONS IS PRESENTED. THE CLASSICAL MAKE OR BUY DECISION IS EX-TENDED BY THREE ADDITIONAL STRATEGIC SOURCING OPTIONS.