Refine
Document Type
- Working Paper (3)
- Article (1)
Language
- English (3)
- Portuguese (1)
Has Fulltext
- yes (4)
Is part of the Bibliography
- no (4)
Keywords
- Social Security (4) (remove)
A teoria do reconhecimento social de Axel Honneth aplicado no direito previdenciário brasileiro
(2016)
O reconhecimento é uma categoria muito utilizada para debater sobre a questão da identidade e da diferença, portanto sua relevância torna-se necessária no âmbito jurídico. A questão proposta é: Quais as formas e eficiência de reconhecimento no campo social e familiar no direito previdenciário? O objetivo deste artigo é, portanto, trazer a discussão o processo de reconhecimento social e a influência de sua estrutura cultural e toda complexidade de fatores. A pesquisa é teórica sistêmica que se dá pela abordagem sociológica, tanto conceitual quanto empírica dos sistemas jurídico.
Many Americans claim Social Security benefits early, though this leaves them with lower benefits throughout retirement. We build a lifecycle model that closely tracks claiming patterns under current rules, and we use it to predict claiming delays if, by delaying benefits, people received a lump sum instead of an annuity. We predict that current early claimers would defer claiming by a year given actuarially fair lump sums, and the predictions conform with respondents’ answers to a strategic survey about the lump sum. In other words, such a reform could provide an avenue for encouraging delayed retirement without benefit cuts or tax increases. Moreover, many people would still defer claiming even for smaller lump sums.
This paper investigates whether exchanging the Social Security delayed retirement credit, currently paid as an increase in lifetime annuity benefits, for a lump sum would induce later claiming and additional work. We show that people would voluntarily claim about half a year later if the lump sum were paid for claiming any time after the Early Retirement Age, and about two-thirds of a year later if the lump sum were paid only for those claiming after their Full Retirement Age. Overall, people will work one-third to one-half of the additional months, compared to the status quo. Those who would currently claim at the youngest ages are likely to be most responsive to the offer of a lump sum benefit.
Many studies show that most people are not financially literate and are unfamiliar with even the most basic economic concepts. However, the evidence on the determinants of economic literacy is scant. This paper uses international panel data on 55 countries from 1995 to 2008, merging indicators of economic literacy with a large set of macroeconomic and institutional variables. Results show that there is substantial heterogeneity of financial and economic competence across countries, and that human capital indicators (PISA test scores and college attendance) are positively correlated with economic literacy. Furthermore, inhabitants of countries with more generous social security systems are generally less literate, lending support to the hypothesis that the incentives to acquire economic literacy are related to the amount of resources available for private accumulation. JEL Classification: E2, D8, G1