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Die Auswertungen der EVS 2003 zur Höhe und Struktur der Konsumausgaben der Paarhaushalte mit einem Kind im unteren Einkommensbereich erfolgten vorrangig mit dem Ziel, Anhaltspunkte zur Beurteilung des gegenwärtigen Niveaus der mit Arbeitslosengeld II und Sozialgeld gegebenen Grundsicherung von Familien zu erarbeiten. Die Ergebnisse vermitteln einen ersten Eindruck über die insgesamt stark eingeschränkten Teilhabemöglichkeiten von Familien mit Bezug von Grundsicherungsleistungen. ...
Die zielsprachliche Verwendung des Artikels als grammatikalisiertem Mittel der NP-Determination im Deutschen stellt im Zweitspracherwerb besonders für Deutschlernende mit einer artikellosen Muttersprache eine große Schwierigkeit dar. Die vorliegende Arbeit untersucht die NP-Determination auf der Basis eines Spontansprachkorpus, welches Erwerbsdaten einer achtjährigen russischen Deutschlernenden in einer frühen und einer späten Erwerbsphase liefert. Das Ziel der Untersuchung ist, Erkenntnisse über Entwicklungsverlauf, Transferphänomene und insbesondere referenzsemantische und phonologische Determinanten der Artikelwahl zu gewinnen.
Children […] growing up with highly inflected languages such as Modern Greek will frequently hear different grammatical forms of a given lexeme used in different grammatical and semantic-pragmatic contexts. In spite of the fact that the Greek noun is not as highly inflected as the verb, acquisition of nominal inflection of this inflecting-fusional language is quite complex, comprising the three categories of case, number, and gender. As is usual in this type of language, the formation of case-number forms obeys different patterns that apply to largely arbitrary classes of nominal lexemes partially based on gender. Further, frequency of the occurrence of the three gender classes and case-number forms of nouns greatly differs in spoken Greek, regarding both the types and tokens. […] [A] child learning an inflecting-fusional language like Greek must construct different inflectional patterns depending not only on parts of speech but also on subclasses within a given part of speech, such as gender classes of nouns and inflectional classes within or (exceptionally) across genders. It is therefore to be expected that the early development of case and number distinctions will apply to specific nouns and subclasses of nouns rather than the totality of Greek nouns. The two main theoretical approaches of morphological development that will be discussed in the present paper are the usage-based approach and the pre- and protomorphology approach.
Shloyme Etinger
(2007)
Ayzik-Meyer Dik
(2007)
Yankev Morgenshtern
(2007)
Zum Ordnungswert des § 136 InsO „Reform besteht in der Entfernung des Überflüssigen“. Das ist der Wahlspruch des Entwurfes zum MoMiG. Unsere unzeitgemäße GmbH soll eine Neugestalt erhalten, damit sie den aufkommenden Wettbewerb mit ihren europäischen Verwandten aushalte. Die Ära regionaler Sonderwege habe zu enden und das ist ein Verdikt vor allem über das national-eigensinnige Eigenkapitalersatzrecht: Dieses soll, vereinfacht gesagt, in seiner Sanktionsschärfe gemäßigt, in die InsO überführt und von dem unsicheren Krisenbegriff befreit werden. Wer so großräumig denkt, verliert sich über dem scheinbar Kleinen. Niemand fragt nach der Zukunft des § 136 InsO. Es wäre Unrecht zu glauben, hier werde nur die Rückgewähr stiller Einlagen für anfechtbar erklärt und das stehe neben dem Reformthema. Der Beitrag wird zeigen: dass erstens auch § 136 InsO in Wahrheit die heute mit dem Wort „Eigenkapitalersatz“ bezeichnete Ordnungsaufgabe zu lösen sucht und zweitens mit dem neuen Recht scharfe Wertungswidersprüche entstehen; diese sind drittens nur auf einem Weg zu beheben: durch Streichung des § 136 InsO.
The present paper introduces a new dataset, the Rand American Life Panel (ALP), which offers several appealing features for an analysis of financial literacy and retirement planning. It allows us to evaluate financial knowledge during workers’ prime earning years when they are making key financial decisions, and it offers detailed financial literacy and retirement planning questions, permitting a finer assessment of respondents’ financial literacy than heretofore feasible. We can also compare respondents’ self-assessed financial knowledge levels with objective measures of financial literacy, and most valuably, we can investigate prior financial training which permits us to identify key causal links. By every measure, and in every sample we examine, financial literacy proves to be a key determinant of retirement planning. We also find that respondent literacy is higher when they were exposed to economics in school and to company-based financial education programs. JEL Classification: D91
We consider the advantages and disadvantages of stakeholder-oriented firms that are concerned with employees and suppliers as well as shareholders compared to shareholder-oriented firms. Societies with stakeholder-oriented firms have higher prices, lower output, and can have greater firm value than shareholder-oriented societies. In some circumstances, firms may voluntarily choose to be stakeholder-oriented because this increases their value. Consumers that prefer to buy from stakeholder firms can also enforce a stakeholder society. With globalization entry by stakeholder firms is relatively more attractive than entry by shareholder firms for all societies. JEL Classification: D02, D21, G34, L13, L21
Individuals are increasingly put in charge of their financial security after retirement. Moreover, the supply of complex financial products has increased considerably over the years. However, we still have little or no information about whether individuals have the financial knowledge and skills to navigate this new financial environment. To better understand financial literacy and its relation to financial decision-making, we have devised two special modules for the DNB Household Survey. We have designed questions to measure numeracy and basic knowledge related to the working of inflation and interest rates, as well as questions to measure more advanced financial knowledge related to financial market instruments (stocks, bonds, and mutual funds). We evaluate the importance of financial literacy by studying its relation to the stock market: Are more financially knowledgeable individuals more likely to hold stocks? To assess the direction of causality, we make use of questions measuring financial knowledge before investing in the stock market. We find that, while the understanding of basic economic concepts related to inflation and interest rate compounding is far from perfect, it outperforms the limited knowledge of stocks and bonds, the concept of risk diversification, and the working of financial markets. We also find that the measurement of financial literacy is very sensitive to the wording of survey questions. This provides additional evidence for limited financial knowledge. Finally, we report evidence of an independent effect of financial literacy on stock market participation: Those who have low financial literacy are significantly less likely to invest in stocks. JEL Classification: D91, G11, D80