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Der Index verzeichnet Bildtafeln aus folgenden Büchern: Schumm (2008) - Flechten Madeiras, der Kanaren und Azoren; Schumm & Aptroot (2010) - Seychelles Lichen Guide; Schumm (2011) - Kalkflechten der Schäbischen Alb - ein mikroskopisch anatomischer Atlas; Aptroot & Schumm (2011) - Fruticose Roccellaceae - an anatomical-microscopical Atlas and Guide with a worldwide Key and further Notes on some crustose Roccellaceae or similar Lichens; und Schumm & Aptroot (2012) - A microscopical Atlas of some tropical Lichens from SE-Asia (Thailand, Cambodia, Philippines, Vietnam), Volume 1 and Volume 2.
Index zu den Bildtafeln in folgenden Büchern: F. Schumm (2008): Flechten Madeiras, der Kanaren und Azoren.- 1-294, ISBN 978-300-023700-3; F. Schumm & A. Aptroot (2010): Seychelles Lichen Guide. - 1-404, ISBN 978-3-00-030254-1; F. Schumm (2011): Kalkflechten der Schäbischen Alb - ein mikroskopisch anatomischer Atlas. - 1-410, ISBN 978-3-8448-7365-8 ; A. Aptroot & F. Schumm (2011): Fruticose Roccellaceae - an anatomical-microscopical Atlas and Guide with a worldwide Key and further Notes on some crustose Roccellaceae or similar Lichens. - 1- 374, ISBN 978-3-033689-8; F. Schumm & A Aptroot (2012): A microscopical Atlas of some tropical Lichens from SE-Asia (Thailand, Cambodia, Philippines, Vietnam). - Volume 1: 1-455 (Anisomeridium-Lobaria), ISBN 978-3-8448-9258-1, Volume 2: 456-881 (Malmidea -Trypethelium). ISBN 978-3-8448-9259-9; F. Schumm & A. Aptroot (2013): Flechten Madeiras, der Kanaren und Azoren – Band 2 (Ergänzungsband): 1-457, ISBN 978-3-7322-7480-2; F. Schumm & J.A. Elix (2014): Images from Lichenes Australasici Exsiccati and of other characteristic Australasian Lichens – Volume 1: 1-665, ISBN 978-3-7386-8386-9; Volume 2: 666-1327, ISBN 978-3-7386-
8387-5
We use data from the 2009 Internet Survey of the Health and Retirement Study to examine the consumption impact of wealth shocks and unemployment during the Great Recession in the US. We find that many households experienced large capital losses in housing and in their financial portfolios, and that a non-trivial fraction of respondents have lost their job. As a consequence of these shocks, many households reduced substantially their expenditures. We estimate that the marginal propensities to consume with respect to housing and financial wealth are 1 and 3.3 percentage points, respectively. In addition, those who became unemployed reduced spending by 10 percent. We also distinguish the effect of perceived transitory and permanent wealth shocks, splitting the sample between households who think that the stock market is likely to recover in a year’s time, and those who don’t. In line with the predictions of standard models of intertemporal choice, we find that the latter group adjusted much more than the former its spending in response to financial wealth shocks.